Smart Ways to Get the Money You Need to Decorate Your Home
Decorating your home isn’t always cheap — even when you are doing most of the work yourself. Have you looked at the price of paint lately? Or molding? Even the smallest decor jobs can add up quickly.
Fortunately, you don’t have to take out a home equity loan to get the money you need to make the changes you want to your home. By making a few simple changes, you can quickly put together a budget to transform your home into the sleek and stylish den you want it to be. Here are a few ideas:
Lower Your Energy Bill
The energy bill is one of the highest monthly home maintenance bills for most homeowners. What’s worse, it can fluctuate wildly over the course of the year, making it hard to really budget for it. But there are a few things you can do to take control.
First, you can shop energy providers in your area to find the company with the best rates and the best service. You can compare energy providers in Alberta here. Next, you can hire someone to perform an energy audit on your home to find ways to make your home more energy efficient. Yes, you will spend a little money up front, but you will end up saving hundreds or thousands of dollars per year depending on what kind of changes you make. You will save money every month and every year.
Water is another essential service that can fluctuate wildly in cost depending on your usage. You can make conservation efforts to not only lower your bill but to do your part for the environment. Some suggestions include turning off the water when you are brushing your teeth, limiting the time you spend in the showers, watering your lawn in the mornings to reduce evaporation, and installing low-flow toilets and faucets.
You can also set up rain barrels to collect rainwater that you can use to water your lawn or garden. You can even use the water to wash your car or the outside of your home. Set up a collection funnel or attach the rain barrel to your gutters. You’ll reduce the runoff around your home, and you’ll collect hundreds of gallons of water that you can put to good use.
Depending on the cable package you get, you could be spending hundreds of dollars a month on TV. Instead, disconnect your cable and put an antenna on your television. You’ll get the local channels for free. For movies and television shows, sign up for services like Netflix, Amazon or Hulu, and add a streaming device to your TV to watch. You’ll spend $20 a month or less, depending on the service you choose, and you’ll have access to almost everything you want to watch. (You may have to wait a bit to watch new movies or shows, but the savings will be worth it.)
Grow a Garden
Clipping coupons can help you cut your grocery bill, but you aren’t going to find coupons for broccoli or carrots. Grow your own garden and you’ll have fresh vegetables all year long, practically for free. For a few dollars, you can buy a packet of seeds that will give you an overflowing harvest for several seasons. All you need to do is put in a little elbow grease with some wedding and hoeing, and you’ll have fresh and healthy veggies for every meal.
While the savings for each of these strategies may seem small, they can add up to thousands of dollars each year. Imagine what you could do with a few grand. You could get the new cabinets you’ve been wanting or make over your bathroom. You could take care of some landscaping, or even get a new living room suite. What is the first home decor project on your list with your savings?